By Michael Rossouw, Senior Investment Consultant at 10X Investments When most of us change jobs, we focus on the perks of our new position: a better salary, more benefits or a more senior title. What we often don’t consider is our retirement savings...
Retirement plans don’t fail on the income side. They fail on the cost side, specifically, a stack of unbudgeted costs that arrive in waves in the second half of retirement. By Murray Anderson | Head of Retail, Prescient Investment Management...
For many women, the path from receiving a first salary to securing a comfortable retirement can feel like a long uphill journey. Factors like the gender pay gap, single parenthood and extended family responsibilities, and potential career breaks due...
Retrenchment is more than just losing your job. It can be a deeply destabilising experience that affects your income and savings for years to come. For many South Africans, the biggest question is: What happens to my pension fund if I’m retrenched?...
There’s a moment in every career when you should stop asking, “How much have I saved for my retirement?” and start asking, “What now?”. Retirement isn’t the end of your financial journey; it’s the beginning of a new one. And, while most of us spend...
The introduction of the two-pot pension fund system marked a significant shift for fund administrators, requiring them to engage directly with fund members rather than solely with employer groups. In the case of financial advisory firm NMG Benefits...
In this era of unprecedented wealth accumulation, long-term, strategic estate planning has become essential for high-net-worth (HNW) families aiming to secure intergenerational wealth transfer effectively and sustainably. This is the view of Godwin...
As retirement approaches, many people reduce their risk profile by shifting their pension investments to more conservative assets like bonds and money market. However, this traditional strategy, though designed to protect against market volatility...
The two-pot retirement system, designed to balance immediate financial needs with long-term retirement savings goals, has sparked unprecedented engagement among retirement fund members. Geoff Baars, Group Executive Director at advisory firm, NMG...
