Most people start an offshore transfer by checking a rate online: if it looks "good enough", they typically turn to their bank to transfer their funds. When the funds land and the amount is noticeably lower
The number of South Africans in their 'golden years' is growing and accelerating. Census data shows adults aged 65+ increased from ~2.8m in 2011 to ~4m in 2022, a 43% rise against total populationgrowth of just 19%. By
The way people use credit often reveals more about their economic reality than income statistics ever could. And, in an economy where financial shocks are routine, unsecured credit increasingly acts as a stabiliser rather than
By: Niki Giles, Head of Strategy at Prescient fund servicesSouth Africa's 2026 National Budget may not have delivered headline‑grabbing tax hikes or shock adjustments, but for savers and long‑term investors it represents one of the
By Thabo Mthembu | Contributor to LoanHub24When SABM reported that South Africans are now directing 71% of their take-home pay toward debt servicing, the statistic rightly triggered alarm. It tells us where the economy has
Hint: it’s not just about saving more of your incomeBetween the upcoming mid-term budget policy statement and corporate financial year-end, now is an ideal time for South Africans to check the health of their retirement
Although some positive developments have boosted consumers’ financial confidence going into 2026, over the past decade, increasing expenses have significantly outpaced income growth, and record numbers of consumers now rely on high-interest personal loans to
For many large employers offering retirement benefits, umbrella funds are a cornerstone of capital stability and growth. By pooling resources from multiple employers, these funds deliver economies of scale, professional governance, and administrative efficiencies that standalone
Insights on navigating post-holiday debt and building lasting credit control for the year aheadJaco van Jaarsveldt, Chief Strategy & Innovation Officer at ExperianSouth Africa’s credit landscape just offered a rare glimmer of hope: a 14%
How are SA consumers feeling at the end of a lo-ong year? How are SA consumers feeling at the end of a lo-ong year? How are SA consumers feeling at the end of a lo-ong
