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Financial pressure is a chronic household crisis

Financial pressure is a chronic household crisis

Rising living costs overtake interest rates as South Africans report record levels of stress at home More than 70% of South Africans say they experience financial stress, driven largely by rising costs – and home life

Are you ghosting your money? Six signs it’s time for a financial reset

Are you ghosting your money? Six signs it’s time for a financial reset

If your relationship with money has felt a little tense lately, you’re not alone. For many South Africans, money is carrying more emotional weight than ever. Everyday expenses are competing with debt repayments, family responsibilities

What financial resilience looks like for South Africa’s growing gig workforce

What financial resilience looks like for South Africa’s growing gig workforce

The gig economy in South Africa spans a wide range of work, from ride-hailing and food delivery to courier services, freelance digital work, online tutoring and home-based services booked through digital platforms. While these opportunities

The mattress economy: why cash savings at home persist in South Africa’s financial system

The mattress economy: why cash savings at home persist in South Africa’s financial system

A significant number of South Africans continue to store their savings in cash at home despite wider access to formal banking services, highlighting ongoing trust, accessibility, and behavioural challenges in the financial system.An estimated 7.3

Two-pot system and rate cuts give consumers some relief

Two-pot system and rate cuts give consumers some relief

South Africans’ finances benefited from the two-pot retirement system and successive interest rate cuts in the first quarter of 2026; however, global events are now driving core inflation and possible rate increases.On this, the 10th

Moving on? Don’t leave your pension with your old employer

Moving on? Don’t leave your pension with your old employer

By Michael Rossouw, Senior Investment Consultant at 10X InvestmentsWhen most of us change jobs, we focus on the perks of our new position: a better salary, more benefits or a more senior title. What we

The six retirement costs your clients aren’t budgeting for

The six retirement costs your clients aren’t budgeting for

Retirement plans don't fail on the income side. They fail on the cost side, specifically, a stack of unbudgeted costs that arrive in waves in the second half of retirement.By Murray Anderson  |  Head of

Beyond the Basket: why South Africa’s inflation story is being misread in real time

Beyond the Basket: why South Africa’s inflation story is being misread in real time

By Jed da Silva, Co-Founder & Head of Product at Maholla [1] South Africans don't need a quarterly report to feel the cost-of-living crisis. They feel it at the till. The question is why our data systems

Investing for the First Time? Why ETFs in a Tax‑Free Savings Account is a Powerful Starting Point

Investing for the First Time? Why ETFs in a Tax‑Free Savings Account is a Powerful Starting Point

By: Niki Giles, Head of Strategy at Prescient Fund ServicesIf you’re thinking about investing for the first time, you’re already ahead of the curve. For many South Africans, the hardest part of investing is getting

Gap cover is your safety net for rising healthcare costs

Gap cover is your safety net for rising healthcare costs

For many South African households, the impact of rising costs for essential items and services is stretching budgets more than ever before. With global fuel shortages driving up the cost of petrol and diesel, a