The way people use credit often reveals more about their economic reality than income statistics ever could. And, in an economy where financial shocks are routine, unsecured credit increasingly acts as a stabiliser rather than a tool for occasional...
By: Niki Giles, Head of Strategy at Prescient fund services South Africa’s 2026 National Budget may not have delivered headline‑grabbing tax hikes or shock adjustments, but for savers and long‑term investors it represents one of the most...
By Thabo Mthembu | Contributor to LoanHub24 When SABM reported that South Africans are now directing 71% of their take-home pay toward debt servicing, the statistic rightly triggered alarm. It tells us where the economy has landed. What it...
Hint: it’s not just about saving more of your income Between the upcoming mid-term budget policy statement and corporate financial year-end, now is an ideal time for South Africans to check the health of their retirement investments. As with all...
Although some positive developments have boosted consumers’ financial confidence going into 2026, over the past decade, increasing expenses have significantly outpaced income growth, and record numbers of consumers now rely on high-interest personal...
For many large employers offering retirement benefits, umbrella funds are a cornerstone of capital stability and growth. By pooling resources from multiple employers, these funds deliver economies of scale, professional governance, and administrative...
Insights on navigating post-holiday debt and building lasting credit control for the year ahead Jaco van Jaarsveldt, Chief Strategy & Innovation Officer at Experian South Africa’s credit landscape just offered a rare glimmer of hope: a 14%...
How are SA consumers feeling at the end of a lo-ong year? How are SA consumers feeling at the end of a lo-ong year? How are SA consumers feeling at the end of a lo-ong year? As retailers in South Africa prepare for what they hope will be an...
By Reinier van Loggerenberg, CEO, Craft Homes If there’s one gap I see over and over in South Africa’s housing market, it’s understanding. People want to buy. They’re tired of renting. They’ve saved something. But the moment they start looking...
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