In the 10X Investments Retirement Reality Report 2023/2024, based on the 2023 Brand Atlas survey, 29% of respondents over 50 who had a retirement plan said it was probably or definitely not on track. It is also around this stage of life that Hercu...
Financial independence is often presented as something that happens once you reach a certain salary, savings balance or level of wealth. Nicola Langridge, Financial Planner of the Year 2025, says financial wellbeing is not just about how much money...
By Niki Giles, Head of Strategy at Prescient Fund Services For many South African women, financial independence is about far more than building wealth. It’s about creating choices, security and freedom. One of the simplest and most accessible...
Nadine Laubscher, Chief Financial Officer at Aurora Capital SA Women’s Month is often framed around recognition, resilience, and progress. Financial independence deserves to be part of that same conversation because the ability to make choices is...
Rising living costs overtake interest rates as South Africans report record levels of stress at home More than 70% of South Africans say they experience financial stress, driven largely by rising costs – and home life stress has reached a five-year...
If your relationship with money has felt a little tense lately, you’re not alone. For many South Africans, money is carrying more emotional weight than ever. Everyday expenses are competing with debt repayments, family responsibilities and long-term...
The gig economy in South Africa spans a wide range of work, from ride-hailing and food delivery to courier services, freelance digital work, online tutoring and home-based services booked through digital platforms. While these opportunities have...
A significant number of South Africans continue to store their savings in cash at home despite wider access to formal banking services, highlighting ongoing trust, accessibility, and behavioural challenges in the financial system. An estimated 7.3...
South Africans’ finances benefited from the two-pot retirement system and successive interest rate cuts in the first quarter of 2026; however, global events are now driving core inflation and possible rate increases. On this, the 10th anniversary of...
