Savings Matters

South Africans take bold action toward financial freedom, latest OMSIM report shows

Despite the persistent pressures of a challenging economic climate, employed South Africans are showing resilience and a renewed sense of optimism. Many are not only hopeful about the future but are also taking deliberate steps to improve their...

Small steps. Big gains: Top tips for saving even when money is tight

Let’s face it, for most of us, money has felt tighter than ever. Whether it’s rising costs, unexpected bills, or just trying to stretch each rand a little further, many South Africans are navigating a season where ‘just making it work’ is a daily...

The emergency fund: The first glass you need to fill

Thomas Brennan, CEO and Co-founder of Franc Every year, as Savings Month rolls around in South Africa, the conversation tends to follow a familiar script: we’re not saving enough for retirement; debt levels remain high; too few people invest. All...

Understanding the cost of credit: is your personal loan interest rate within the legal limit?

Compare interest rates and take control of your finances Despite the relief of no VAT increase and an inflation rate below the Reserve Bank’s target range, many South African consumers will still rely on credit to get through the month...

‘Tis the season for #FinancialFitnessGoals

Let’s face it: South Africans turning December into one long spending spree could be a national sport. Whether it’s throwing the biggest braai or grabbing that extra “just-because” gift, the festive season feels like an open invitation to splurge...

Retirement Planning: 10 Choices for South Africans

Planning for retirement can be a daunting task, but with the right investment choices, South Africans can ensure a comfortable and financially secure future. Whether you are just starting your career or approaching retirement age, it is essential to...
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