Personal FinanceMatters

Beyond the Basket: why South Africa’s inflation story is being misread in real time

By Jed da Silva, Co-Founder & Head of Product at Maholla   South Africans don’t need a quarterly report to feel the cost-of-living crisis. They feel it at the till. The question is why our data systems are still catching up months after...

Investing for the First Time? Why ETFs in a Tax‑Free Savings Account is a Powerful Starting Point

By: Niki Giles, Head of Strategy at Prescient Fund Services If you’re thinking about investing for the first time, you’re already ahead of the curve. For many South Africans, the hardest part of investing is getting started. The terminology feels...

Gap cover is your safety net for rising healthcare costs

For many South African households, the impact of rising costs for essential items and services is stretching budgets more than ever before. With global fuel shortages driving up the cost of petrol and diesel, a significant increase in April will...

New TransUnion study shows South Africans still struggle high cost of living pressures

South African consumers are adjusting their financial behaviour in response to ongoing cost pressures, with TransUnion’s Q1 2026 Consumer Pulse Study  revealing meaningful shifts in how households spend, save and manage credit. While many...

The reality behind first-time trading

CFI Financial Group, a leading global online trading provider recently energised new and aspiring traders with its foundational seminar, “Before Your First Trade: 5 Essentials to Know,” delivering practical financial education and actionable insights...

South Africa’s consumer class is back on the road!

Even as spiking petrol and diesel prices are squeezing South African wallets tighter than the backlog of oil tankers trying to get through the Strait of Hormuz, new car sales are showing strong growth. For the 2025 calendar year, passenger car sales...

Why did financial independence become the finish line for women?

Somewhere along the way, financial independence became the finish line for women rather than the starting point, says Dori Moreno, a growth strategist specialising in the development of individuals, teams, and businesses. For her, this idea...

Common mistakes South Africans make when moving money offshore

Most people start an offshore transfer by checking a rate online: if it looks “good enough”, they typically turn to their bank to transfer their funds.  When the funds land and the amount is noticeably lower than expected, they blame it...

The Golden Years on Credit: Financial behaviours of an aging population – deep dive into 2025 Q4 Credit Data

The number of South Africans in their ‘golden years’ is growing and accelerating. Census data shows adults aged 65+ increased from ~2.8m in 2011 to ~4m in 2022, a 43% rise against total populationgrowth of just 19%. By 2070, the 60+ age...
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