By: Niki Giles, Head of Strategy at Prescient Fund ServicesIf you’re thinking about investing for the first time, you’re already ahead of the curve. For many South Africans, the hardest part of investing is getting
For many South African households, the impact of rising costs for essential items and services is stretching budgets more than ever before. With global fuel shortages driving up the cost of petrol and diesel, a
South African consumers are adjusting their financial behaviour in response to ongoing cost pressures, with TransUnion's Q1 2026 Consumer Pulse Study[1] revealing meaningful shifts in how households spend, save and manage credit. While many households remain
CFI Financial Group, a leading global online trading provider recently energised new and aspiring traders with its foundational seminar, “Before Your First Trade: 5 Essentials to Know,” delivering practical financial education and actionable insights in an engaging
Even as spiking petrol and diesel prices are squeezing South African wallets tighter than the backlog of oil tankers trying to get through the Strait of Hormuz, new car sales are showing strong growth. For
Somewhere along the way, financial independence became the finish line for women rather than the starting point, says Dori Moreno, a growth strategist specialising in the development of individuals, teams, and businesses. For her, this idea
Most people start an offshore transfer by checking a rate online: if it looks "good enough", they typically turn to their bank to transfer their funds. When the funds land and the amount is noticeably lower
The number of South Africans in their 'golden years' is growing and accelerating. Census data shows adults aged 65+ increased from ~2.8m in 2011 to ~4m in 2022, a 43% rise against total populationgrowth of just 19%. By
The way people use credit often reveals more about their economic reality than income statistics ever could. And, in an economy where financial shocks are routine, unsecured credit increasingly acts as a stabiliser rather than
By: Niki Giles, Head of Strategy at Prescient fund servicesSouth Africa's 2026 National Budget may not have delivered headline‑grabbing tax hikes or shock adjustments, but for savers and long‑term investors it represents one of the
