By Thabo Mthembu | Contributor to LoanHub24When SABM reported that South Africans are now directing 71% of their take-home pay toward debt servicing, the statistic rightly triggered alarm. It tells us where the economy has
Hint: it’s not just about saving more of your incomeBetween the upcoming mid-term budget policy statement and corporate financial year-end, now is an ideal time for South Africans to check the health of their retirement
Although some positive developments have boosted consumers’ financial confidence going into 2026, over the past decade, increasing expenses have significantly outpaced income growth, and record numbers of consumers now rely on high-interest personal loans to
For many large employers offering retirement benefits, umbrella funds are a cornerstone of capital stability and growth. By pooling resources from multiple employers, these funds deliver economies of scale, professional governance, and administrative efficiencies that standalone
Insights on navigating post-holiday debt and building lasting credit control for the year aheadJaco van Jaarsveldt, Chief Strategy & Innovation Officer at ExperianSouth Africa’s credit landscape just offered a rare glimmer of hope: a 14%
How are SA consumers feeling at the end of a lo-ong year? How are SA consumers feeling at the end of a lo-ong year? How are SA consumers feeling at the end of a lo-ong
By Reinier van Loggerenberg, CEO, Craft HomesIf there’s one gap I see over and over in South Africa’s housing market, it’s understanding. People want to buy. They’re tired of renting. They’ve saved something. But the
Proposal will align the sector with the rest of the financial services industryThe National Debt Counselling Association (NDCA) has submitted a key proposal to government, aimed at enhancing standards in the sector and preventing unregistered
For many women, the path from receiving a first salary to securing a comfortable retirement can feel like a long uphill journey. Factors like the gender pay gap, single parenthood and extended family responsibilities, and
As medical schemes unveil their 2026 product ranges, South Africans face a recurring challenge. Too many options, too much jargon and the risk of choosing a plan that doesn’t fit is a reality many medical
