By: Niki Giles, Head of Strategy at Prescient fund servicesSouth Africa's 2026 National Budget may not have delivered headline‑grabbing tax hikes or shock adjustments, but for savers and long‑term investors it represents one of the
Etienne Viljoen, Chief Investment Officer, Aurora CapitalInvestors enter 2026 carrying the scars of a volatile year. Markets have moved rapidly between fear and optimism. Policy signals have shifted. Narratives around inflation, interest rates, AI, and
For many large employers offering retirement benefits, umbrella funds are a cornerstone of capital stability and growth. By pooling resources from multiple employers, these funds deliver economies of scale, professional governance, and administrative efficiencies that standalone
“A land of contrasts” is probably the most tired cliché in travel writing. It also happens to be true of most countries. When it comes to economic matters, there are few places in the world
Last week’s 90th anniversary of US President Franklin Roosevelt signing the Social Security Act into law went by largely unnoticed. However, it was a landmark reform, providing a minimum level of state support for people in
Despite the persistent pressures of a challenging economic climate, employed South Africans are showing resilience and a renewed sense of optimism. Many are not only hopeful about the future but are also taking deliberate steps
Economic policymaking is now as unpredictable as the markets themselves. The delayed US trade tariff regime, which is prompting policy shifts worldwide, is just one of many global events shaking investor confidence. Ongoing conflicts in
By David Lloyd, Founder of King Alexander InvestmentsThe mainstream retail investment industry has always offered the same operating model: advisors, investment product wrappers, funds, and platforms. Of course, there is nothing wrong with this. Advisors
Making your first investment can be exciting, but also intimidating. With so much information (and misinformation) out there, it is easy to make mistakes that could cost you down the line.The good news is that,
In conversations about financial planning, we often focus on breadwinners, advisors, and balance sheets. But one of the most powerful and underappreciated financial roles in society is that of the mother as the CFO of
