Finance Matters

Unlocking funding as a foreign national

According to the most recent numbers available, approximately 2.4 million foreign-born individuals live in South Africa, contributing to the South African economy through work and entrepreneurship. However, many face financial challenges, especially...

Navigating the Impact of the VAT Increase on South African Wallets and Bottom Lines

By Yolandi Esterhuizen, Director of Global Product Compliance at Sage Africa & Middle East and Registered Tax Practitioner The 2025 Budget Speech delivered by Finance Minister Enoch Godongwana highlighted significant fiscal measures aimed at...

Where South African consumers spend and where they try to save

On average, South African consumers spend 68% of take-home pay to service debt. How they allocate the rest differs by income band, as does where they try to make savings to stretch their disposable income. The insights are drawn from a DebtBusters’...

How sports can bridge the financial literacy gap among the youth

By Tobie Van Heerden, CEO at 10X InvestmentsIn an era where financial literacy is becoming increasingly critical for navigating life’s challenges, there remains a concerning gap in young people’s understanding of money management, budgeting, and...

2024’s global financial trends and their impact on South Africa

Last year can be classified as a period of contradictory events, significant economic changes, and major political shifts. On a positive note, it was the year when global central banks finally managed to tackle inflation, partly induced by the...

Unlocking the Potential of Women-Centric Products and Services

Global survey of almost 15,000 respondents across 12 countries, with 8% from SA, highlights significant dissatisfaction among women with consumer goods, financial services, and healthcare offerings available to them Despite women managing nearly $32...

Digital credit systems tackle pain points of paper-based systems

“The future of credit applications is digital,” urges Frank Knight, CEO of credit management specialists Debtsource. For any company offering its clients credit facilities, traditional paper-based methods of managing credit applications are...

Is there a real desire to remove cash from circulation?

Leading banks in South Africa weigh in Majority of South Africans are still using cash. South African Reserve Bank’s recent report shows that cash is still the most prevalent payment method. On the 10th of October 2024, Synthesis, a leading...

Why your CFO should pay for and play more golf

Author: Rowan De Klerk In April 2005, economist Steven Levitt and New York Times journalist Stephen J. Dubner debuted “Freakonomics” which has become the staple diet for those who want to understand what makes things tick.  To this day, they...
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