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Category: Finance Matters

There is a small business funding readiness crisis in SA – the missing link in MSME growth

There is a small business funding readiness crisis in SA – the missing link in MSME growth

According to the SA MSME Access to Finance Report 2025, the number of black-owned, women-owned and youth-led businesses have increased since 2018, and are now driving a much larger share of MSME (Micro, Small and Medium

South Africans are less stressed about money, but pressures persist

South Africans are less stressed about money, but pressures persist

South Africans are notably less worried about money than they have been for the past two years, with levels of financial stress returning to those last experienced in 2022. Despite this, money stress remains a

Shaping the Future of Finance: A Conversation with Verina Mohanlal

Shaping the Future of Finance: A Conversation with Verina Mohanlal

MATTERS OF FACTQUICKFIRE Q&A WITH PEOPLE WHO MATTER Verina Mohanlal  Head of Financial Services  NTT Data    In this exclusive Q&A, we get to know the dynamic leader behind the title, delving into her journey, her

How much are you really spending? Online and app subscriptions might be getting consumers in financial trouble

How much are you really spending? Online and app subscriptions might be getting consumers in financial trouble

By Christiaan Coetzee, CEO of FinFixAs the digital economy continues to grow and consumers use an app for everything, from ordering food and groceries to online shopping and entertainment through streaming and gaming apps, have

How start-ups are driving credit education and savings awareness

How start-ups are driving credit education and savings awareness

National Credit Education Month is a time to spotlight financial literacy and help South Africans take control of their finances. With credit being both a lifeline and a liability, education is key to making informed

Bring back boring Budgets

Bring back boring Budgets

By Mike Benetello, Co-head of Tax, Robyn Berger, Tax Executive, Roné la Grange and Yasmeen Suliman, Partners, BowmansAs we wait for the 2025 Budget Speech to be approved in South Africa, we look back with

Transforming Data into Actionable Insight for Banking and Financial Services

Transforming Data into Actionable Insight for Banking and Financial Services

In an era of increasing data volume, the real challenge isn't access to information—it’s interpreting data and transforming it into meaningful, actionable insights. At AfriGIS, we firmly believe that data, while abundant, holds no intrinsic

Unlocking funding as a foreign national

Unlocking funding as a foreign national

According to the most recent numbers available, approximately 2.4 million foreign-born individuals live in South Africa, contributing to the South African economy through work and entrepreneurship. However, many face financial challenges, especially when trying to

Navigating the Impact of the VAT Increase on South African Wallets and Bottom Lines

Navigating the Impact of the VAT Increase on South African Wallets and Bottom Lines

By Yolandi Esterhuizen, Director of Global Product Compliance at Sage Africa & Middle East and Registered Tax PractitionerThe 2025 Budget Speech delivered by Finance Minister Enoch Godongwana highlighted significant fiscal measures aimed at addressing South

Where South African consumers spend and where they try to save

Where South African consumers spend and where they try to save

On average, South African consumers spend 68% of take-home pay to service debt. How they allocate the rest differs by income band, as does where they try to make savings to stretch their disposable income.The