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Category: Retirement Matters

How to manage your first pay cheque to retirement

How to manage your first pay cheque to retirement

For many women, the path from receiving a first salary to securing a comfortable retirement can feel like a long uphill journey. Factors like the gender pay gap, single parenthood and extended family responsibilities, and

What happens to your retirement savings after retrenchment? Know your rights

What happens to your retirement savings after retrenchment? Know your rights

Retrenchment is more than just losing your job. It can be a deeply destabilising experience that affects your income and savings for years to come. For many South Africans, the biggest question is: What happens

The questions you need to ask before you retire

The questions you need to ask before you retire

There’s a moment in every career when you should stop asking, “How much have I saved for my retirement?” and start asking, “What now?”.Retirement isn’t the end of your financial journey; it’s the beginning of

How innovation has revolutionised pension fund administration in the two-pot era

How innovation has revolutionised pension fund administration in the two-pot era

The introduction of the two-pot pension fund system marked a significant shift for fund administrators, requiring them to engage directly with fund members rather than solely with employer groups. In the case of financial advisory

Review your estate plan to ensure compliance with changing laws

Review your estate plan to ensure compliance with changing laws

In this era of unprecedented wealth accumulation, long-term, strategic estate planning has become essential for high-net-worth (HNW) families aiming to secure intergenerational wealth transfer effectively and sustainably.This is the view of Godwin Magosha, a Fiduciary

Rethinking retirement: Why getting aggressive with your pension portfolio pays off

Rethinking retirement: Why getting aggressive with your pension portfolio pays off

As retirement approaches, many people reduce their risk profile by shifting their pension investments to more conservative assets like bonds and money market. However, this traditional strategy, though designed to protect against market volatility, can

South Africa’s two-pot retirement system: weeks later

South Africa’s two-pot retirement system: weeks later

The two-pot retirement system, designed to balance immediate financial needs with long-term retirement savings goals, has sparked unprecedented engagement among retirement fund members.Geoff Baars, Group Executive Director at advisory firm, NMG Benefits, notes, “The first

The key role of a fund administrator extends beyond just processing claims

The key role of a fund administrator extends beyond just processing claims

There’s been an increasing number of several big employee benefit fund administrators exiting the market, and employers are encouraged to build relationships with administrators that are committed to being long-term partners – particularly when it

Retirement Planning: 10 Choices for South Africans

Retirement Planning: 10 Choices for South Africans

Planning for retirement can be a daunting task, but with the right investment choices, South Africans can ensure a comfortable and financially secure future. Whether you are just starting your career or approaching retirement age,