By Niki Giles, Head of Strategy at Prescient Fund Services For many South African women, financial independence is about far more than building wealth. It’s about creating choices, security and freedom. One of the simplest and most accessible...
Nadine Laubscher, Chief Financial Officer at Aurora Capital SA Women’s Month is often framed around recognition, resilience, and progress. Financial independence deserves to be part of that same conversation because the ability to make choices is...
Rising living costs overtake interest rates as South Africans report record levels of stress at home More than 70% of South Africans say they experience financial stress, driven largely by rising costs – and home life stress has reached a five-year...
If your relationship with money has felt a little tense lately, you’re not alone. For many South Africans, money is carrying more emotional weight than ever. Everyday expenses are competing with debt repayments, family responsibilities and long-term...
The gig economy in South Africa spans a wide range of work, from ride-hailing and food delivery to courier services, freelance digital work, online tutoring and home-based services booked through digital platforms. While these opportunities have...
A significant number of South Africans continue to store their savings in cash at home despite wider access to formal banking services, highlighting ongoing trust, accessibility, and behavioural challenges in the financial system. An estimated 7.3...
South Africans’ finances benefited from the two-pot retirement system and successive interest rate cuts in the first quarter of 2026; however, global events are now driving core inflation and possible rate increases. On this, the 10th anniversary of...
By Michael Rossouw, Senior Investment Consultant at 10X Investments When most of us change jobs, we focus on the perks of our new position: a better salary, more benefits or a more senior title. What we often don’t consider is our retirement savings...
Retirement plans don’t fail on the income side. They fail on the cost side, specifically, a stack of unbudgeted costs that arrive in waves in the second half of retirement. By Murray Anderson | Head of Retail, Prescient Investment Management...
